About Us

FINCA Armenia is a pioneer in financial inclusion. With decades of experience and the support of a global network, we deliver tools that help our customers achieve their financial goals and build a better future.

FINCA Armenia empowers customers by providing the products, services and education they need most to improve their standard of living, build financial health and resilience, and keep their children in school.

We are committed to expanding access to financial services throughout the country, especially for women and rural entrepreneurs who have traditionally been underserved. FINCA Armenia provides its customers with transparent, personalized products and services to promote community growth.

FINCA Armenia started as a non-profit organization in 1999, providing small loans to farmers and small business owners. We obtained a license for financial products in 2006 to provide comprehensive financial services to our customers.

With our digital platform and 33 branches, and FINCA agent’s small shops, we provide convenient access for more than 25,000 customers, services, even in the most remote areas in Armenia.

FINCA Armenia Organizational Chart.

Standards of Behavior.

Head office and branches.

FINCA Armenia is a subsidiary of FINCA Microfinance Coöperatief U.A., a Dutch holding company owned by FINCA Microfinance Holding Company LLC (FMH). FMH is a socially-responsible investment partnership that owns and operates microfinance institutions and banks worldwide. FMH’s majority shareholder is FINCA International, Inc. a Washington, D.C.-based not-for-profit organization working to end poverty worldwide, while KfW holds a minority share. Millions of entrepreneurs rely on FMH’s commitment to customer protection and an unmatched customer experience to help build a better future for themselves, their families, and their communities.

Client Protection GOLD level Certification

FINCA Armenia has earned gold level Client Protection Certification, granted by global rating agency MFR, based on guidelines provided by Cerise+SPTF. This certification demonstrates that FINCA Armenia meets the most rigorous standards of Client Protection found in Cerise+SPTF’s Universal Standards for Social Performance Management.