Bonds

Stay ahead – invest with FINCA Armenia today!

Join our growing community of investors. With competitive coupon rates our bonds offer a secure path to grow your wealth.

How to obtain FINCA Armenia bonds?

In a few steps, you can ensure your bonds purchase. Stay informed about our bond issuances and updates by following us on Facebook and Instagram. Don’t miss out on any important details or updates regarding upcoming news and purchases.

  • Step 1․ Choose one of the Stock Exchange members if you’re not already a member.
    Participation in bond auctions is exclusive to Stock Exchange members. Purchase bonds through listed members available on the official website of “Armenian Securities Exchange”, OJSC, and www.amx.am

  • Step 2․ Connect with Your Chosen Stock Exchange Member.
    Upon contacting your chosen Stock Exchange representative, you’ll receive detailed information about the next steps for purchasing bonds. This personalized approach ensures clarity and confidence in your investment journey.

Bonds or Deposit?

Bonds allow you to sell them at your convenience, along with accrued interest, at market price, unlike deposits where cashing out early results may cause loss of all accrued interest.

  • Bonds are less risky: In the event of significant financial challenges requiring debt repayment, bondholders receive priority repayment over stockholders, ensuring investor security.

  • Coupon payments: Coupon payments for FINCA Armenia bonds are made quarterly or semi-annually, depending on the terms specified for each tranche.

  • A structure operating with 100 percent American capital: This entity operates exclusively with 100% American capital, showcasing a commitment to financial independence and reliance on domestic investment.

  • Bonds with high interest: In May 2023, FINCA Armenia’s latest USD and AMD bonds, with coupon yields of 7.5% and 13%, outperformed bank deposits and credit organizations bonds, which averaged 4% for USD and 10.25% for AMD.

  • Reputable presence in the bond market: Since 2017, FINCA Armenia has issued 15 tranches of bonds, showcasing a consistent track record of responsible and timely fulfillment of obligations to investors.

Frequently Asked Questions

Investors receive interest in the form of coupons, as per the published terms, and upon maturity, the nominal value of the bonds is repaid.

FINCA Armenia bond terms are disclosed before issuance, and conditions can vary with each issuance. Stay informed by checking for the latest updates to make a well-informed investment decision.

FINCA Armenia bonds are open to individual investors and legal entities, providing an inclusive investment opportunity for diverse stakeholders.

We are always happy to talk

Enter your phone number for call back from us.